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Avoiding Merchant Account Chargebacks

by Mike Valentine on September 12, 2009

Avoiding Merchant Account Chargebacks
Copyright © Scott Burke iMAX Business Solutions http://www.cmscreditcards.com/ A chargeback is a transaction that an Issuer returns to a merchant bank and most often, to the merchant – as a financial liability. In essence, it reverses a sales transaction, as follows:

The card issuer subtracts the transaction dollar amount from [...]

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How to Use Small Business Ecommerce Solutions: AT&T

by Mike Valentine on September 3, 2009

DALLAS, Sept. 3 /PRNewswire-FirstCall/ — Illustrating its ongoing commitment to nurture the growth and success of small business, AT&T* today announced another free one-hour webinar aimed to provide small business owners with the resources needed to run a successful business. As part of a series of instructional webinars and training courses available on AT&T’s small [...]

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Merchant Account Glossary – Credit Report to IPOS

by Mike Valentine on September 2, 2009

Merchant Account Glossary of Credit Card Terms

Credit Report A credit report is ordered for every signing principal on the application, and is used by under-writers to make approval decisions. Humboldt Bank purchases Experian Reports.
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CVV2 CVV2 is a three-digit security code that is printed on the back of most credit [...]

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By Anuradha Shukla
TMCnet Contributor
Internet infrastructure service provider, VeriSign, announced the launch of a Web site aimed to provide small and early stage businesses with tips on how succeed in the online world. Companies trying to succeed online will have useful tips on how to sell their products creatively while receiving information about security and [...]

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Open Source OS Commerce (OSC) Shopping Cart

by Mike Valentine on August 26, 2009

   Executive Summary
eCommerce platforms are being commoditized. Enterprise level solutions are coming down in price and new open source solutions are being made available to anyone with an internet connection for free.
The most robust of these open source solutions is OS Commerce (OSC) ? a community driven eCommerce solution that [...]

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Merchant Account Glossary of Credit Card Terms

by Mike Valentine on August 23, 2009

Merchant Account Glossary of Credit Card Terms: ABA to Corporate Resolution
ABA (American Banker’s Association) Routing Number
This 9-digit ABA-assigned number identifies individual banks. This number is used to facilitate the electronic routing of funds (ACH transfer) from one bank account to another.
Access Number
This is the telephone number dialed by the modem that lets a [...]

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Merchant Account Basics: Credit Cards Processors

by Mike Valentine on August 22, 2009

Did You Know? U.S. Credit Card Penetration Rate: 81% of Households have at least one credit card
This article is provided for information purposes only. The terms and conditions of your merchant account are between you and your bank or merchant provider, and should be consulted for specific information related to your merchant agreement with your [...]

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Merchant Account Glossary of Credit Card Terms

by Mike Valentine on August 18, 2009

Merchant Account Glossary of Credit Card Terms
Internet Merchant See Business Type
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Issuing Bank An Issuing Bank is any Visa/MasterCard member bank that enters into contractual relation-ships with cardholders for the issuance of cards.
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Keyed A transaction is "keyed" when the information from a credit card is manually typed [...]

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A Quick Guide to Third-Party Credit Card Processors Angela Wu ===
If you’ve ever looked into getting your own merchant account, you already know how expensive it can be. Application fees, setup fees, standard monthly fees, transaction fees… they all add up fast! It can be too much for a business that’s just getting [...]

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Open Source OsCommerce, ZenCart, MyMarket Shopping Carts

by Mike Valentine on August 12, 2009

By Andrew Mottershead http://www.mindstream.co.uk
If you have product to sell online you may be wondering how to setup shop without spending too much of the green stuff. There are many off-the-shelf software products out there or you can have a web developer create one from scratch. However, this costs.
One way around [...]

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