retirement

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In October 2012, the UK government introduced its latest measure to boost the number of employees with an active pension. Known as ‘automatic enrollment’, this automatically signs up any eligible employee into a workplace scheme. Despite some controversies, so far it appears to have been a success. Although initial estimates predicted that around 30% of [...]

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Goals don’t just happen by themselves. True goals happen because you take one step at a time. All progress comes from well-chosen, individual steps that are broken down into manageable pieces. Goals should be realistic and produce results. Most people set goals but they have no idea what steps to take before you set out [...]

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Why would fixed annuities be considered for retirement plans? We buy lots of types of insurance over the course of our lives. We buy insurance policies for houses, autos, etc. Well an annuity is a type of “insurance” against outliving our assets. Since Americans are enjoying longer life spans now, this has become an important [...]

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