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Avoiding Merchant Account Chargebacks
Copyright © Scott Burke iMAX Business Solutions http://www.cmscreditcards.com/ A chargeback is a transaction that an Issuer returns to a merchant bank and most often, to the merchant – as a financial liability. In essence, it reverses a sales transaction, as follows:
The card issuer subtracts the transaction dollar amount from [...]
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Executive Summary
eCommerce platforms are being commoditized. Enterprise level solutions are coming down in price and new open source solutions are being made available to anyone with an internet connection for free.
The most robust of these open source solutions is OS Commerce (OSC) ? a community driven eCommerce solution that [...]
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Did You Know? U.S. Credit Card Penetration Rate: 81% of Households have at least one credit card
This article is provided for information purposes only. The terms and conditions of your merchant account are between you and your bank or merchant provider, and should be consulted for specific information related to your merchant agreement with your [...]
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Merchant Account Glossary of Credit Card Terms
Internet Merchant See Business Type
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Issuing Bank An Issuing Bank is any Visa/MasterCard member bank that enters into contractual relation-ships with cardholders for the issuance of cards.
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Keyed A transaction is "keyed" when the information from a credit card is manually typed [...]
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‘Top 5 Reasons Your Business Needs ACH* Processing’ by Wayne Akey wakey@ach-payments.com
Almost any business, on the Net or not, can benefit from using the ACH system to electronically move money. Here are the top 5 reasons why:
1) Accepting checks via your web site.
Everyone knows you have to [...]
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You’ll Die Without Credit Cards! by Mike Banks Valentine
A major issue for small business is finding a reasonably priced option for an online Merchant Account so that they can accept credit cards for instant “real-time” approval of online payments.
Small businesses are finding the routine charges of up to $150 monthly [...]
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By Andrew Mottershead http://www.mindstream.co.uk
If you have product to sell online you may be wondering how to setup shop without spending too much of the green stuff. There are many off-the-shelf software products out there or you can have a web developer create one from scratch. However, this costs.
One way around [...]
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A Quick Guide to Third-Party Credit Card Processors
© 2002, Angela Wu
If you’ve ever looked into getting your own merchant account, you already know how expensive it can be. Application fees, setup fees, standard monthly fees, transaction fees… they all add up fast! It can be too much for a business that’s just getting started.
There [...]
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