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As reported in The Working Capital Journal, traditional working capital loans are currently available from a shrinking number of commercial banks. Most of these business lenders are not among the relatively small group of larger banks which have received bailout funds. Small business owners should familiarize themselves about which commercial lenders are still actively providing [...]
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Many potential entrepreneurs have a hard time deciding whether starting a business part-time or full-time makes the most sense for them. On the one hand, dedicating yourself full-time to a startup seems like it would give your idea the best chance of success. On the other hand, starting out part-time allows you to keep your [...]
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Here’s a case study in how an art supply company trained me to NEVER pay full price.
People who know me know I’m in Internet shopper and a paper crafter. I’m always feeding my habit of new and different papers, inks, stamps, and embellishments. One business I used to frequent (notice the past tense there) was [...]
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One startup decision that seems to cause entrepreneurs unnecessary consternation is selecting the right accounting method — cash basis or accrual basis. The primary purpose of the accounting method you choose is to calculate your business’s taxable income for federal (and state) income tax purposes. Of course, if you register as an LLC and elect [...]
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A business of big or small faces alot of problems along the way. Often, it is financial aspect of the business. It is very difficult to achieve a steady financial source. It is not guarantee that you have lost of savings for their are times of financial difficulties.
That is why it is important that you [...]
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Creditors and investors usually prefer business partners with good to excellent credit history. This is the reason why businesses who haven’t established a credit history are finding it difficult to deal with lenders and investors.
If you are just a new entrepreneur, you don’t have to worry because all businesses the chance to build its credit [...]
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© Elena Fawkner
So, you have a great idea for a business and, more importantly, the know-how to bring it into creation. The only thing you’re missing is the cold hard cash to get started. What are your options?
Assuming you don’t have a ready line of credit, an expansive bank manager, [...]
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